Home' D Fine Redland Lifestyle Magazine : April 2010 dfine Contents Irecently had the pleasure to catch up with
some distant friends at a beach house they
The house was a lovely design with many of the
'right' elements eg light reflective colours,
capture of natural light, efficient taps, water tanks
and solar hot water.
However, in terms of indoor air quality it rated
As I entered through the front door, my sinuses,
eyes and overall well-being instantly reacted to
the strong smells emanating from all the plastic
and chemical fibres used on the interior elements
of the house.
Many building materials (particle board,
fibreboard, plywood, moulding, paper treating
and coating, textile treating, surface coating, and
foams) contain high elements of volatile organic
compounds (VOCs) such as Formaldehyde.
VOCs are chemical substances that secrete as
gas or vapour through our lungs. Because they
operate silently they are rarely isolated as the
causes of health issues.
Healthy air quality is paramount to our health
and well being. While not everyone will detect
what I was feeling so instantly, overtime however
they likely will develop reactions via asthma,sinus
troubles, depression, behaviour issues or perhaps
even more problematic illnesses.
The most effective way to prevent exposure to
these potentially harmful items is to use
sustainably-sourced, plant-based substances or
other chemical free finishes. While they may not
always be cheaper, in terms of the cost of total
health and well being, they are definitely worth
any additional expense.
Make sure you also have plenty of plants and
trees both inside and out to reduce the level of
airborne gases and also ensure good air flow
through the building.
Remember, your body is your temple so make
sure it is well looked after.
Bronwyn Elliott is a sustainability consultant offering
simple, creative and common sense approaches to doing
every day things. Bronwyn's company Solutions-in-Store
operates from Birkdale on 0407 678 779 providing advice
on sustainable building design as well as sustainable
business and marketing strategies to consumers,
companies and government.
Previous versions of the Sustainability articles are
available on www.solutionsinstore.com.au.
24 d'fine magazine April 20, 2010
Comparisons are important
Getting the good air
We've had another interest rate rise and
that was predicted by many. But what
happened to the property crash that
the economists anticipated? A property 'crash'
implies a substantial and prolonged fall in property
prices but what we've seen is property prices rising
due to supply and demand.
With plentiful supply and reduced demand
property values may fall, but with strong demand
and limited supply then property values should hold
or rise further. If we look at the last crash of the early
90s we can gain an understanding of why it
happened: There was an oversupply of properties
with many finding the high prices unaffordable;
there was high unemployment which meant many
people had to sell their homes to a reduced buyer
market; the market sentiment was negative and full
of media pessimism; and interest rates increased to
19% in the government's effort to "tame inflation"
Fortunately, we are able to compare the situation in
past decades with the situation now and it is very
different. Certainly the first home buyer is going to
have difficulty, as wages have not kept up with
property prices but in general affordability is not an
issue otherwise property values wouldn't keep rising.
It is also crucial to compare our finance options as
these are very different from what was available in the
90s and 80s. Not only is the range of lenders enormous,
their range of loan products is also very wide.
Banks and other credit providers can be as
cautious as borrowers and certainly now is a time
when we are hearing from property developers of
the surprising number of home loan applications
which are not approved. These are typically
applications where the borrower has approached
his/her favoured bank directly, rather than using a
finance broker. By doing this the borrower has
instantly affected his/her credit history as a rejected
application will be visible for all future lenders to
view and it amazes me just why someone would not
want to make comparisons on a loan product when
such a huge financial commitment is at stake. Using
a broker to assist with both home and investment
loan comparisons is as important as it ever was.
Ocean Blue Finance is entirely impartial, with no direct
affiliations and no real estate product to sell.There is no cost
whatsoever to discuss your goals or existing property plan.
Everyone has different financial circumstances so please take
advantage of our extensive knowledge! For a confidential
discussion Shane Duff can be contacted on 1300 851 047.
As this is our last
article for d'fine
magazine, we would
like to take this
moment to wish all
our special readers
the very best with
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